Proper wealth management begins with planning. We follow a proven financial planning process that analyzes budgeting and inventories all aspects of debt, risk mitigation, and investments. We ask questions about needs and motivations. We ask you to think big. We create a space void of bias and full of openness to ensure that your wealth planning is in sync with your life planning.

Sample topics for planning include but are not limited to retirement, college funding, estate planning, debt management, tax planning (although we are not CPA’s), and charitable giving. We are also skilled in helping clients with situational needs such as divorce, death, business and real estate liquidity events, and corporate benefits optimization.

The Greek philosopher Heraclitus stated “the only thing constant is change.” We agree. Consequently, we devote much energy and resources to the organic nature of the ongoing planning relationship.

Geoff is a CERTIFIED FINANCIAL PLANNER™, Registered Life Planner® professional, and Certified Divorce Financial Analyst® professional. He is on the board of the Charlotte chapter of the Financial Planning Association. 

Front Porch Financial utilizes an innovative personal risk assessment to collaborate with our clients on an Investment Policy Statement (IPS) that aids in process-driven portfolio construction and ensures our investment activities are consistent with your financial planning. We adjust the IPS as planning and investment strategies evolve.

We employ the intellect and vast resources of global money management firms combined with leading industry technology and artificial intelligence to deliver sound and disciplined investment strategies to our clients in a highly personal and customized manner.

We offer an integrated approach to planning, investing and reporting. Our clients receive on-demand access to their information and are continually educated by us in how their investing works in concert with their planning.

Geoff is industry licensed and also has NC Insurance licenses for Life, Accident & Health and Long-term Care.

Front Porch Financial works with business owners as a Financial Advisor to their employer sponsored retirement plans such as SEP IRA’s, SIMPLE IRA’s, 401K’s, Money Purchase Pension Plans, and Cash Balance Pension Plans. As Financial Advisor to the plan, we consider ourselves the quarterback that helps our client coordinate recordkeeper and third party administrator needs, educate participants, handle the plan sponsor logistics and compliance, and review investments in the plan.

We work with several recordkeepers and third party administrators to help our clients design a plan that reflects their goals (e.g. personal wealth accumulation, employee benefit, employee recruiting and retention). We utilize these resources to ensure the employer as plan sponsor is utilizing the correct vendors for their offering.

Geoff understands business owner needs. He has an MBA from the University of Pittsburgh’s Katz Graduate School of Business. He and his family own businesses. Front Porch Financial experiences the same challenges as our clients experience with their businesses.